Malaysian Banks Face Tighter Lending as Deposit War Squeezes Margins
Intensified competition for deposits is compressing net interest margins across the sector, threatening credit availability and economic growth
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Intensified competition for deposits is compressing net interest margins across the sector, threatening credit availability and economic growth

San Miguel-led lender targets domestic debt market in second half after raising ₱18 billion in 2025, prioritizing profitability over balance sheet expansion

A wave of Vietnamese lenders is accelerating capital-raising efforts through new share issuances worth billions as they prepare for tighter Basel II compliance and expansion into digital services.

The Philippine lender's net interest income gains and operational efficiency improvements overcame headwinds from higher provisioning and FX volatility.

The Singapore-based pawnbroker posted net profit of S$52.5 million in H1 2026, fueled by expanding loan books and gold retail volumes across Southeast Asia.

State lender plans loan portfolio expansion and tighter balance sheet management to offset revenue pressures from digital fee elimination

Security Bank, BDO, and other major lenders report material unrealized losses on government securities portfolios, exposing a balance-sheet risk that traditional metrics miss

Banks face liquidity shift as depositors move funds into term accounts offering better returns amid tightening monetary conditions

German insurer acquires HSBC Life Singapore and UOB Asset Management in strategic push to close two-decade presence gap in Southeast Asia's financial center

Southeast Asia's largest bank by assets delivered a 9% earnings jump, propelling shares to S$75.80 before settling at S$75.08 in heavy trading

DBS, OCBC, and UOB face investor scrutiny over net interest margin pressures and whether earnings momentum can hold through the year

Malaysia's largest bank moves to full ownership of Maybank Ageas as investors digest the billion-ringgit deal

Vietnamese lender posts over VNĐ9 trillion in earnings as domestic banks accelerate credit growth amid economic recovery

Five decades of financial shocks show institutions pay exponentially more to restore trust than to maintain capital buffers in advance

Former rural lender MariBank secures regulatory upgrade from BSP, filling seventh of ten available digital banking slots as competition intensifies in the archipelago's fintech sector

The 110-year-old lender reported first-half net income of PHP 14.6 billion, driven by expanding consumer lending and a sharp drop in bad loans

Investment credit expanded 24.9 percent year-on-year in June, outpacing consumer and working capital loans, though nearly $140 billion in approved facilities remain untapped

The bank sold its entire stake in MIDF Amanah Asset Management to Tortoise Works, completing a strategic retreat from non-banking operations after regulatory approval